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Turned away by traditional refinance lenders? Here's how federal lending programs can help.Two new federal refinance options are meant for borrowers with high loan-to-value ratios.
Home equity line of credit rates to rise; here's what to do.With one increase in each of the past two Decembers, and with a Fed plan to raise rates three more times this year, it’s pretty clear: Your home equity line of credit rate is likely heading higher.
The forces that drive the price of a bouquet of roses (and the best time to order one for Valentine's Day)We decided to do an experiment: We found a bouquet of a dozen red roses at five different online florists and tracked the price every week for a year. Here's what we found.
Are money-market savings accounts worth it?Money-market accounts, which promise a more lucrative home for money you don’t need to access on a regular basis, come with significant caveats and limitations that make them a dubious choice for most consumers.
Why January Is the best time to buy a homeWhile winter homebuyers generally encounter lower inventory, they have the advantage of less competition.
How laddering your certificates of deposit could pay offBy dividing your funds into several CDs of staggered lengths, as opposed to a single long-term CD, you ensure that a portion of your investment becomes accessible on a regular basis, either to use or to reinvest.
Here's why it pays off to max out your annual IRA contribution in JanuaryAccording to estimates from robo-advisor Betterment, people who make early annual contributions to their retirement accounts end up with almost a third more in savings after 10 years.
5 ways to book cheaper flightsOne thing you can do is travel during less busy times, whether that's early in the morning, on a Tuesday, or during vacation off-season.
3 ways to keep your credit score from becoming a casualty of your divorceGoing through a divorce is stressful enough without having to worry about how it could affect your credit. But it does. Understand three common risks and how to protect yourself to end up in a better financial position.
Too rich to get college aid for your kid, but too poor to pay out of pocket? Here's what to do.If you’re set on covering your child’s tuition, you have two options: Get a student loan for parents or tap your home’s equity, if you have any. Here's how to decide which option is best.
Vegan leather jackets, personal translator, and 8 more cool tech productsWe looked at all the cool new stuff coming out this year, and rounded up our favorites to help keep you feeling positive about what the future holds.
Mortgage rates are rising: Why now may be a good time to refinanceIf you’re thinking about refinancing but are hesitating because of interest rates, there’s something else to consider that can make a mortgage refinance worthwhile: rising property values.
17 tips to save money on gym memberships and fitness gearWhile it's possible to spend thousands on boutique classes and fancy yoga pants, it's also possible to get fit on the cheap.
- Here's how to travel to Bali on the cheap
From airfare to lodging to dining, Bali is amazingly inexpensive to visit. You could make your trip even cheaper by branching out to more remote areas of the island.
Help your kid graduate college debt-freeToday, most parents are saving money for their children’s college education. Yet some 68 percent of students still graduate school with debt.
Try these personal-finance books for a richer 2017From getting out of debt to finding a better work-life balance, your money questions can be answered in-depth by these best-selling classics.
Ten things I learned from a month of couch surfingOne thing I learned is that temporary homes can be just as comforting and welcoming as a home with your name on the bills.
Why credit card rewards are for spending, not hoardingOld coins, holographic Pokemon cards, or 'extremely rare' Beanie Babies might grow more valuable over time. But credit card rewards? They’ll almost always lose value.
How to avoid 3 bank fees you shouldn’t be payingThere are many personal finance tenets to follow when you decide to take control of your finances. Perhaps one of the most important is this: Don’t pay fees unless absolutely necessary.
Here are all the Macy's, Kmart, and Sears stores slated to close in 2017While department stores have dominated shopping culture for more than a century, it seems their reign is coming to an end.
