THE FRIDAY CROSSWORD

FUTURE BENEFITS

ACROSS

1 Property owner's paper

5 ---- Pradesh

10 Colombian cartel city

14 Eight: comb. form

15 ''I apologize''

16 Applications

17 Investment factor

20 Most promising

21 Spirit

22 Lively

23 December 24, e.g.

24 Marital joy

26 Investor's plan

31 Grand Canyon st.

32 Like the Sahara

33 Mauna ----

34 Investment factor

39 Summer drink

40 Send a telegram

41 Hit the horn

42 E-mail

44 Holds business talks

46 Advice columnist Landers

47 Spanish artist

48 Completed a trade

50 They end in 2000

54 Investment factor

57 Diplomacy

58 Cosmetics queen Lauder

59 Ear adornment

60 Dueling sword

61 Go-getters

62 NAV or P/E

DOWN

1 Beethoven and Benji

2 Beige

3 College or collar

4 Reduce staff

5 Wedding attendants

6 Turvy's partner

7 Jogger's pace

8 Picasso product

9 Deli bread

10 Veal order

11 The Orient

12 Without the fat

13 Block or Staten: abbr.

18 Investment hints

19 Silver State

23 Rocker Clapton

24 Father of the ----

25 Is in residence

26 Bank depositories

27 Three: comb. form

28 Economist Janeway

29 Thugs

30 American soldier

31 Economist Smith

35 Central African nation

36 Ink a contract

37 Anger

38 Playhouses

43 Military greeting

44 Funds

45 Looked at

47 Donor

48 Lose control

49 ---- -over-lightly

50 All ---- diner

51 ''What's ---- for me?''

52 Mystery writer Buchanan

53 Cpl.'s superior

54 Had a power breakfast

55 Showed the way

56 British mil. award