Avoiding spending: It's all about timing.

It's easy to get sidetracked when shopping, and that can lead to overspending. Avoid that trap by setting a time goal. 

Watching your time in a store can help you avoid unnecessary spending, Hamm says.

Tim Kimzey/The Herald-Journal/AP/File

November 10, 2012

As I’ve mentioned many times before, when I walk into a bookstore, I can easily get distracted and find myself with my nose in one book or another. I’ll walk in, intending just to spend a few minutes, and find myself an hour later sitting in a reading chair surrounded by books.

I dawdle. I browse. I find interesting new books I just can’t live without. Often, I’ll leave the store with more books than I ever intended to buy when I went in there.

Obviously, the best strategy for countering this is to have a very specific list when I walk in the door. In other words, don’t walk in the door unless you know exactly what you’re looking for.

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That doesn’t always help, of course. I’ll be in the cookbook section looking for a particular title, stumble upon something interesting, and before I know it, I’m buying a book I didn’t plan to buy when I went in there.

Of course, I’ve also noticed that if I go into a store with a list and a tight deadline, I tend to dawdle a lot less. I head right for the item I need, don’t stop even if I see interesting things, and try to get out of there quickly.

Of course, you can’t always shop with a pre-existing deadline… but you can always make your own.

Whenever I find myself walking into a store of any kind, I try to set a “time goal” as I approach the door. I review what I need, figure out roughly how long it will take if I head straight for that item and then get out, and then set a deadline for myself to get back out the door.

How do I “enforce” that idea? I try to think about all of the things I have to do that day besides this shopping trip. I think about the things I could get done if I get out of there quickly.

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In other words, I put the idea that I have more important (or better) things to do in the front of my mind. This makes it much easier to stick to my time goal.

Then, when I enter the store, I get down to business. I keep an eye on my watch as I look for the items I need and, since I’m so conscious of the need to take care of business quickly, I don’t dawdle.

The end result? I walk out the door with just the items I need and with time to spare, time I can use on something else in my life.