A friend of Gerard Manley Hopkins is turned down in her application for an American Express gold card

Margaret, are you swearing Over Goldencard uncaring? Credit, like the things of man, you With your small salary care for, can you? Ah, as bank accounts grow older, You'll come to credit ratings colder. By and by, nor spare a sigh Though worlds of debt inflation lie; And yet you will weep and know why. Now no matter, Ms. the name, Bad credit risks are all the same. Nor stores have, no nor American expressed What heart longs for, advertising guessed: It is the plight Americans were born for. It is poverty you mourn for. Louis Phillips