Religious funds

Investors can choose from more than 30 mutual funds that cater to religious values. These funds use a variety of investment strategies and tend to underperform key stock-market indexes. Listed below are some of the more established funds, their religious orientation, and recent performance.

Total return Type of fund YTD 3-yr.* Christian Scientist: American Trust Allegiance 9.0% N/A 800-788-8806

Conservative Christian: Noah 8.2 N/A 610-651-0460

Timothy Plan A -7.9 5.4 800-846-7526

Islamic: Amana Growth 15.5 15.0 Amana Income 5.1 14.6 800-728-8762

Lutheran: AAL Capital Growth 9.6 29.0 AAL International 6.1 6.8 800-553-6319

Lutheran Brotherhood A 10.5 24.2 Lutheran Brotherhood High Yld A 5.6 7.6 Lutheran Brotherhood Income A -0.6 7.5 Lutheran Brotherhood Muni A 0.7 7.4 Lutheran Brotherhood Opport. Gr A -7.4 -5.5 Lutheran Brotherhood World Gr A 4.6 9.2 800-328-4552

Mennonite & others: MMA Praxis Growth 10.7 18.9 MMA Praxis Income -0.5 6.6 MMA Praxis International 5.1 N/A 800-977-2947

Roman Catholic: Aquinas Equity Growth 1.0 20.5 Aquinas Equity Income 6.7 20.5 Aquinas Fixed Income -0.8 6.9 Aquinas Balanced 2.4 13.0 800-423-6369

S&P 500 Index 8.6 29.1

Source: Weisenberger through 4/30/99 N/A - not available * annualized