Results by fund category

5-yr. Type of fund 3Rd qtr. 1999 1-yr annualized US STOCK -5.4% 27.2% 17.9% Large-Cap Growth -3.6 37.9 24.0 Large-Cap Core -6.0 27.7 21.7 Large-Cap Value -8.2 20.7 20.4 Multi-Cap Growth -2.5 41.9 20.9 Multi-Cap Core -6.4 25.3 19.0 Multi-Cap Value -9.6 16.4 16.6 Mid-Cap Growth 0.6 51.1 18.1 Mid-Cap Core -3.7 30.8 15.1 Mid-Cap Value -8.9 14.1 12.7 Small-Cap Growth 0.9 43.8 15.0 Small-Cap Core -3.8 25.0 12.8 Small-Cap Value -6.6 12.3 11.7 S&P 500 Index -6.4 27.1 24.5 Equity Income -8.6 12.3 15.8 Natural resources 1.2 24.4 7.6 Technology 7.0 101.9 30.0 Telecommunications -2.0 75.7 27.2 Utilities -3.4 14.8 15.9 Financial Services -12.9 10.7 19.1 Real Estate -9.1 -2.3 8.6

WORLD STOCK 1.7% 36.2% 6.1% Europe 1.0 15.4 15.4 Asia-Pacific 8.4 78.4 -1.7 Japan 2.8 99.2 4.0 Emerging market -6.7 42.6 -5.2 Latin America -10.3 23.5 -5.5 Gold 19.2 8.4 -11.8

US BOND 0.1% 0.6% 6.8% WORLD BOND 1.2 4.9 6.4 CONVERTIBLE BOND -1.8 21.0 12.9 BALANCED -4.4 12.6 14.4

KEY: Large Cap - Funds with at least 75 percent of their holdings in companies whose total stock value is at least $8.4 billion.

Mid-Cap - Funds with at least 75 percent of their holdings in companies whose total stock value is less than $8.4 billion.

Small-Cap - Funds with at least 75 percent of their holdings in companies whose total stock value is less than $1.9 billion.

Multi-Cap - Funds that invest in a mixture of large-, mid-, and small-cap stocks, without a 75 percent concentration in any category.

Growth - Funds that invest in companies whose earnings and revenues are expected to rise rapidly.

Value - Funds that invest in companies that have lost favor in the market, but are viewed as having strong earnings potential.

Core - Funds that contain a blend of growth and value stocks.

Equity Income - Funds that invest in stocks that produce high dividend income.

Balanced - Funds that contain a balance of stocks and bonds.

Convertible - Funds that invest in bonds that can be converted into common stock. Source: Lipper Inc.

(c) Copyright 1999. The Christian Science Publishing Society