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Financial aid dwindling. Rising tuition. College debt over $20,000. Financing a college education can be as hard as paying off a McMansion on an adjustable-rate mortgage. Here are six ways you can trim or eliminate college debt.
"If for some reason you still need to borrow – and you really shouldn't – borrowing should be limited to federal loans," cautions Bissonnette.
Perkins and subsidized Stafford loans, available for need-based applicants, are good choices because the government pays interest on such loans while a student is in school or during deferments. A rule of thumb is not to take on more debt than a student expects to earn in the first year after graduation, says Irons.
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