Can you manage your money? A personal finance quiz.

Although three-quarters of Americans think their financial knowledge is good to great, their actual financial literacy is declining, according to a report by the investor education arm of the Financial Industry Regulatory Authority. Are you financially literate enough to manage your own money? Take the Monitor's personal finance quiz to find out if you're a beginner, a financial whiz, or somewhere in-between: 

14. Which of the following is the most “liquid” investment?

Jessica Rinaldi/Reuters/File
A customer counts her money while waiting in line to check out at a Target store in Torrington, Conn., in 2011.

Mineral water

Stocks

Certificate of deposit

Bank savings account

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About a year ago, I happened upon this statement about the Monitor in the Harvard Business Review – under the charming heading of “do things that don’t interest you”:

“Many things that end up” being meaningful, writes social scientist Joseph Grenny, “have come from conference workshops, articles, or online videos that began as a chore and ended with an insight. My work in Kenya, for example, was heavily influenced by a Christian Science Monitor article I had forced myself to read 10 years earlier. Sometimes, we call things ‘boring’ simply because they lie outside the box we are currently in.”

If you were to come up with a punchline to a joke about the Monitor, that would probably be it. We’re seen as being global, fair, insightful, and perhaps a bit too earnest. We’re the bran muffin of journalism.

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The Monitor is a peculiar little publication that’s hard for the world to figure out. We’re run by a church, but we’re not only for church members and we’re not about converting people. We’re known as being fair even as the world becomes as polarized as at any time since the newspaper’s founding in 1908.

We have a mission beyond circulation, we want to bridge divides. We’re about kicking down the door of thought everywhere and saying, “You are bigger and more capable than you realize. And we can prove it.”

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