All The Simple Dollar

Using an item until it's genuinely worn out is good for your wallet and the planet, Hamm writes.

An alternative list is just a list of different options that can fulfill whatever it is we’re hoping to fulfill in our lives with the purchase we were considering, Hamm writes.

Having your debit card information stolen can be far more damaging than having your credit card information stolen. The convenience of a debit card just isn't worth the risk. 

Many of us  end up on different career paths than those we studied in college, so what value does it have? Beyond a degree, college offers valuable lessons in self-sufficiency and responsibility. 

A grocery trip is loaded with opportunities to both teach and demonstrate strong and sensible personal finance skills to children, Hamm writes.

Hamm offers six reasons why he will never buy a luxury car, even if he had the money to do so.

Simple alterations to your daily routine can help you cut back on spending, Hamm writes.

Hamm offers four ways to combat bad ideas about money that your child might pick up from friends or classmates.

The time you spend at home on frugal tasks directly converts into money saved, Hamm writes.

Just like the act of investing money, investments of time and energy will earn non-financial rewards over a very long period of time, Hamm writes.

The number of frugal things people can do together and have fun is almost infinite, Hamm writes.

If you’ve just received a raise, walk away from the temptation of lifestyle inflation, Hamm writes.

Software program "You Need a Budget 4" suggests four rules of cash flow. It's a great start, but here are three more rules of cash flow. 

We easily forget the small purchases we make, but they can add up quickly. Here's how I conquered selective forgetting.

You miss out on a lot on your vacation if you schedule too many activities, Hamm writes, and it usually winds up being more expensive.

A local person is often the best travel guide of all, as they’ll know of local deals and discounts, Hamm writes.

Carefully manage the 'peak' and the 'end' of your vacation, and fill the rest of the trip with low-cost activities, Hamm writes.

After the initial enthusiasm of a new resolution fades, most people give up. Here's how to keep going.

A truly special souvenir doesn’t need to cost very much, and the best ones are rarely found in an overpriced souvenir shop, Hamm writes.

The media tends to shine their light on expensive items or people with exceptionally high incomes who can afford to spend in a way that’s inaccessible to most of us, Hamm writes.