All The Simple Dollar

If you plan a vacation in which the primary activities are inexpensive, then the vacation is going to be inexpensive, Hamm writes.

Knowing ATM usage rules abroad can save you a lot of money on international ATM withdrawals, Hamm writes.

Currency conversion can be an unnecessary expense, and it’s one that you can avoid with some clever preparation for your travel, Hamm writes.

For the best hotel prices, pick up the phone and negotiate for lower rates, Hamm writes.

You don’t have to buy expensive plane tickets and travel far to have a great vacation, Hamm writes.

Confirmation bias can be incredibly expensive and lead you to poor investment and shopping choices, Hamm writes.

Bring along snacks and drinks when you travel and you’ll find that money doesn’t leak out of your pocket along the way, Hamm writes.

When travelling, you’re going to find cheaper, better souvenirs – and experiences – off the beaten path, Hamm writes.

A little bit of creativity with travel can save you a lot of money if you plan ahead and think outside the box when it comes to travel options, Hamm writes.

Camping is an incredibly inexpensive alternative to staying in hotels, once you have some basic equipment, Hamm writes.

The fewer things you lock into stone in your vacation planning, the more opportunity you have to dig into better values when they come up. For maximum flexibility, schedule more time off than you absolutely need, if possible. 

Planning your own travel takes more work than getting a travel agent, but it pays off in terms of lower prices and options more customized to what you want out of your travel, Hamm writes.

Planning ahead – far ahead – for your travel helps you find cheap flights and hotels for your vacation, Hamm writes.

Automatic bill payment saves you both money and time throughout each and every month, Hamm writes.

Online bill pay makes paying your bills easier and cheaper, Hamm writes.

If you find yourself sitting around wishing you could find ways to earn some extra cash, YouTube is definitely one avenue to try out, Hamm writes.

Calling customer service when you're late on a bill will usually eliminate the credit report ding and often eliminate the late fee, too, Hamm writes.

Paying your bills weekly avoids all late fees and all potential dings to your credit score, Hamm writes.

Companies love to tack fees onto your bill. But there's a good chance you can get those fees to disappear, especially if there's any competition for your business, by following these three tips.  

At some point, you need to give up on 'having it all' or you’ll find that some of the most important things in your life will slip right through your fingers, Hamm writes.