All The Simple Dollar

If you’re driving an old car that will have to be replaced in the future it's time to take a serious look at your auto insurance. Hamm explains that anything beyond liability insurance may be too much for your old car.

Long-term disability insurance and long-term care insurance are worth the cost, Hamm writes. Professionals whose income supports their family should especially consider obtaining long-term disability insurance and long-term care insurance.

By controlling the first and last messages you receive about a product, marketers increase the chance that you'll buy it. Here's the best way to battle those messages and make informed purchases.

There are many different kinds of insurance, and getting covered can be complicated. The first step is knowing your reasons for getting insured.

Renting out your extra rooms is a good way to  cover home maintenance costs and make extra income.

Wasting a gallon of water will cost you two-tenths of a cent. That seems small, but it adds up over time, and your water conservation habits are very easy things to change.

Ways to overcome those forces that keep you from achieving your goals.

So many potential home buyers don't compare prices for their mortgage, and it's a huge mistake.

If you're moving into your first home out of an apartment, chances are you don't have basic home maintenance equipment like lawn mowers, ladders, and caulking guns. Craigslist, yard sales, and borrowing from friends are good ways to avoid overspending on these items.

Don't be intimidated by home repairs. With a little research and some simple tips, most are far less complicated than they seem.

Without regular maintenance and care, your home will quickly lose its value. Here's a monthly checklist for keeping up with the biggest investment of your life.

Homeowners associations can help maintain the value of your home and neighborhood, and provide perks like parks and public pools. But those perks can come at a steep price.

Housing prices to high for you, but too low for the seller?  Don't fret. Asking a stubborn seller to cover closing costs ill lead to housing prices that make both of you happy.

We want our children to have rich, independent lives. At the same time, we don't want to spend retirement supporting adult children. Here's how to give your kids the tools to strike out on their own.

Renovating an old house can give you a big bang for your buck. But don't tackle any projects that would be better left to a professional.

When it comes to mortgages, the wide range of available options can be overwhelming. Here are a few basic tips to narrow down your search.

Buying a house can be a minefield of high hopes and dashed expectations. Figuring out exactly how much you can spend before you start will make it a lot easier.

HUD-1 forms itemize all of the services and fees that are charged to you while applying for a home loan. Get a copy before you sign any other mortgage papers.

You may think that you need to live in the "best" neighborhoods, but if you make a list of what you really need from an area, you might be surprised at how many communities, many of them with lower pricing, actually fit your minimum requirements.

Down payments are part of the home buying process. But if you don't have the cash in hand, you may be required to buy private mortgage insurance. That expense is going to add up. You might actually be better off renting.