Cruz eyes insurance via Obamacare, a law he vows to scrap

With the wife of the GOP presidential candidate having taken an unpaid leave of absence from her job, the family will soon lose access to health insurance.

Sen. Ted Cruz could soon be buying his family's health care coverage through the Affordable Care Act, a law the Republican presidential candidate has vowed to repeal should he win the White House.

Sen. Cruz formally launched his presidential campaign on Monday, and his wife, Heidi Cruz, began an unpaid leave of absence from her job as a managing director in the Houston office of Goldman Sachs. That meant the family would soon lose access to health insurance through Mrs. Cruz's job, triggering a need for the Cruz family to find a new policy.

The first-term senator from Texas said he is looking at options available on a health insurance exchange, or a clearinghouse of policies available to Americans who don't receive coverage through their employers. The Democrats' health care law, also known as Obamacare, created the exchange system.

Under an amendment to the law crafted by Sen. Chuck Grassley (R-Iowa), the government can only offer members of Congress and their staff health care insurance that's sold through an exchange.

"We will presumably go on the exchange and sign up for health care, and we're in the process of transitioning over to do that," Cruz said in an interview with The Des Moines Register.

Cruz could go without insurance, or his family could get its coverage directly from an insurance company at what would likely be a far higher rate than is available via an exchange. Doing so would mean Cruz would not get the contribution from his employer to help offset the full cost of his coverage.

Asked about his plans for health care insurance on Tuesday, Cruz's staff initially pointed reporters to his interview with the Register. Several hours later, Rick Tyler, a Cruz spokesman, said Cruz and his family had not yet settled on an option or the financial implications of such a choice.

"Let's let them make a decision on what coverage they'll get before we start speculating on every variable," Mr. Tyler said.

Cruz has been a vocal critic of the health care law and, in 2013, set in motion a partial government shutdown as part of an unsuccessful effort to choke off funding for the law.

In his campaign kick-off speech, Cruz pledged to dismantle the law. His advisers said that remains his plan and pointed to his comments to the newspaper from Iowa, which hosts the lead-off caucuses in early 2016.

"I believe in 2017, a new president, a Republican president, will sign legislation repealing every word of it," Cruz told the Register.

Democrats highlighted that Cruz is now enrolling in a program he frequently criticizes.

"The Affordable Care Act, by design, helps Americans who have gaps in employment get coverage, and it's working," Democratic National Committee spokeswoman Holly Shulman said. "We encourage others to follow presidential candidate Ted Cruz to www.healthcare.gov and get covered."